Terms and Conditions

The following are the Terms of our website. These Terms are a legal contract between you and us and this document covers all aspects of your use of our websites.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY REGISTERING FOR, ACCESSING, BROWSING OR OTHERWISE USING THE WEBSITES YOU ACKNOWLEDGE THAT YOU HAVE READ, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF AT ANY TIME YOU DISAGREE WITH ANY OF THESE TERMS AND CONDITIONS, YOU SHOULD IMMEDIATELY STOP YOUR USE OF THE WEBSITES.

1. Eligibility

The products and services offered through the websites are not available to persons under the age of 18 or to persons who are not legal residents of the United States, by visa or otherwise. BY CLICKING ANY "SUBMIT" OR "APPLY" OTHER BUTTON OR BY ACCESSING, BROWSING OR OTHERWISE USING THE WEBSITES YOU AGREE AND WARRANT TO US THAT YOU ARE AT LEAST 18 YEARS OF AGE AND ARE A LEGAL RESIDENT OF THE UNITED STATES.

ALL of the products and services offered through the Websites above will be subject to additional terms and conditions and are dependent on Annual Personal Income, Creditworthiness, and other Lending Criteria.

2. Products and Services

Certain of the above websites are presented as an online informational vehicle where visitors can research and submit requests for Mortgage Loans and research different types of home Mortgage Loans, as well as other products and services. You understand and agree that if you submit a request for a product or service or for further information relating to a product or service offered through any of the websites, the above listed websites will share your information as may be required in order to match you with approximations of Mortgage Loan products and/or services that you request.

When you submit, send or present your contact information to us, you are expressly consenting to be contacted by us or by one or more providers of products and services by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.

You may explore mortgage options through the websites. You understand that the Websites may obtain your personal information (such as your full name, address, telephone number and other information) in order to establish your potential qualification for the various loan programs available through our Websites and Investors. We are only estimating fees, mortgage payments, mortgage costs, interest rate to estimate the terms under which said loans may be offered to you. In addition, the Websites may send or sell your cursory information that you provided via the websites. We DO NOT ever ask for your Social Security Number on our websites, either for our own use or to be sold to a third party. We do not charge you for using these mortgage loan website and they are for informational purposes only. They are not to be used as negotiating tools by either you or any of our Website affiliates. In exchange for the use of these informational services, you agree to talk to at least one of our website Loan Officers or affiliate employees. Thank you for agreeing to our Terms and we look forward to serving you in the future.