Updated 10-06-2015: Georgia Down Payment Assistance programs and First Time Home Buyer Programs

Compare the top Down Payment Assistance Programs & First Time Home Buyer assistance available in Georgia. We offer this info totally free to you as a service to our local community. Many of these programs are available throughout the entire state of Georgia. If you would like to learn more or get qualified for any of these programs, please feel free to contact us.

Call: 770-596-0713 It's a QUICK and FREE process.

Quick & Easy : Click Here to select up to $10,000 for Georgia down payment assistance

National Homebuyers Fund (NHF) Platinum Program

  • Owner Occupant only Primary Residence
  • NO First Time Homeowner requirement
  • Statewide program
  • FHA / VA Eligible to receive 5% of loan in Grant money.
  • Fannie Mae / USDA to receive up to 3% in Grant money
  • Income Limits apply
  • Maximum $417,000 purchase price.
  • Minimum 640 middle credit score
  • Maximum Debt to Income Ration 44.9% 
  • No cash back at Closing
  • 1 unit properties only
  • No Manual Underwrites
  • No subordinate financing (layering)
  • Example on a $200,000 mortgage loan, the DPA Grant is $10,000 for down payment and Closing Costs   

Dream 100 Affordable 100% Mortgage Financing

Click Here for 2015 Income Limits Program subject to change, Realtors & Borrowers please call 678-752-1633 for program guideline confirmation.

Gwinnett County Georgia Homestretch Down Payment

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DeKalb County Home Down Payment Assistance Program

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Hall County Georgia Down Payment Assistance

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Georgia Dream Down Payment Assistance Program

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Federal Home Loan Bank Down Payment Assistance Grant

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Invest Atlanta 4.0

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USDA

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Income Limits for 80% of HUD Area Median Income       

1 person2 person3 person4 person5 person
$38,850$44,400$49,950$55,450$59,900


Income Limits for 120% of HUD Area Median Income      

1 person2 person3 person4 person5 person
$59,800$68,350$76,900$85,450$92,300

Flowery Branch Georgia Down Payment Assistance

Home Development Resources, Inc. offers a down payment assistance program, funded by the Georgia Department of Community Affairs Community Home Investment Program (CHIP), to help first time home buyers to purchase a home. If you purchase a home in the city limits of Flowery Branch, GA., Depending on your income, you can receive between $2,500- $5,000 for down payment and/or closing costs toward your first home. This program is designed to help families in a specific income range. The income limits change each year. Below is an example of the income chart.

1 personfamily of 2family of 3family of 4family of 5family of 6
Income$21,700$24,800$27,900$31,000$33,500$36,000
DPA$5,000$5,000$5,000$5,000$5,000$5,000
Income$34,750$39,700$44,650$49,600$53,600$57,550
DPA$2,500$2,500$2,500$2,500$2,500$2,500


OTHER REQUIREMENTS:

Quick & Easy : Click Here to select up to $7,500 for Georgia down payment assistance